The Union Cupboard, chaired by Prime Minister Narendra Modi, has accepted the well being protection to all of the senior residents aged 70 years and above beneath the flagship scheme Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, a authorities assertion stated on Wednesday.
Union Minister Ashwini Vaishnaw lauding the cupboard choice as a “main step” stated that every one senior residents above the age of 70 years shall be coated beneath common well being protection.
“It has been determined to cowl our senior residents who’re greater than 70 years outdated beneath common well being protection, Ayushman Bharat PM Jan Arogya Yojana. This can be a very huge choice. There’s a nice humanitarian pondering on this choice,” Vaishnaw stated after a cupboard assembly on Wednesday night.
The transfer will profit round 4.5 crore households with 6 crore senior residents with Rs 5 Lakh free medical insurance cowl on a household foundation, the assertion stated.
#WATCH | After the Cupboard assembly, Union Minister Ashwini Vaishnaw says, “It has been determined to cowl our senior residents who’re greater than 70 years outdated beneath common well being protection, Ayushman Bharat PM Jan Arogya Yojana. This can be a very huge choice. There’s a nice… pic.twitter.com/LwwMgiSx3Z
— ANI (@ANI) September 11, 2024
“With this approval, all senior residents of the age 70 years and above no matter their socio-economic standing can be eligible to avail the advantages of AB PM-JAY. The eligible senior residents can be issued a brand new distinct card beneath AB PM-JAY,” it stated.
The senior residents aged 70 years and above belonging to households already coated beneath AB PM-JAY will get an extra top-up cowl upto Rs 5 lakh per 12 months for themselves, whereas all different senior residents will get a canopy upto Rs 5 lakh per 12 months on a household foundation.
In the meantime, these senior residents, who’re already availing advantages of different public medical insurance schemes similar to Central Authorities Well being Scheme (CGHS), Ex-Servicemen Contributory Well being Scheme (ECHS), Ayushman Central Armed Police Pressure (CAPF), might both select their current scheme or go for AB PMJAY, the federal government stated.
“AB PM-JAY is the world’s largest publicly funded well being assurance scheme which supplies well being cowl of Rs. 5 lakh per household per 12 months for secondary and tertiary care hospitalization to 55 crore people comparable to 12.34 crore households. All members of the eligible households no matter age are coated beneath the scheme. The scheme has coated 7.37 Crore hospital admissions together with 49 p.c ladies beneficiaries. The general public has benefited to the extent of over Rs. 1 Lakh crore beneath the scheme,” the assertion stated.
Earlier, over 10 crore poor and weak households comprising the underside 40 p.c of the inhabitants had been coated beneath the AB PM-JAY scheme.
In January 2022, the federal government revised the beneficiary base beneath the scheme from 10.74 crore to 12 crore households. The scheme was additional expanded to cowl 37 lakh ASHAS/AWWS/AWHS working throughout the nation and their households free of charge healthcare advantages.