Ayushman Bharat: The central authorities on Wednesday introduced its resolution to offer common well being protection for all senior residents underneath its flagship scheme Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY). Below this, 4.5 crore households shall be benefitted after the extension. The announcement was made by Union Minister Ashwini Vaishnaw after a cupboard assembly on Wednesday, September 11.
Here is all it is advisable learn about centre’s common well being protection underneath Ayushman Bharat Jan Arogya Yojana:
- With the introduction of common well being protection, all senior residents aged 70 years and above, will now be introduced underneath Ayushman Bharat, regardless of their revenue or socio-economic standing.
- It goals to learn 4.5 crore households with six crore senior residents with 5 lakh rupees free medical insurance cowl on a household foundation.
- The beneficiary base of the scheme includes 12.3 crore households.
- These residents who won’t be lined underneath the PMJAY shall be given Rs 5 lakh.
- The elgibile senior residents aged 70 and above shall be issued a brand new distinct card quantity underneath the AB PM-JAY.
- These already availing the advantages shall be given a further top-up cowl of upto Rs 5 lakh per 12 months for themselves.
- The federal government has acknowledged that the senior residents availing the benfit of common well being protection wouldn’t have to share it with different members of the family who’re under the age of 70 years.
- Senior residents of the age 70 years and above, already availing advantages of different medical insurance schemes similar to Central Authorities Well being Scheme (CGHS), Ayushman Central Armed Police Drive (CAPF), or Ex-Servicemen Contributory Well being Scheme (ECHS), might both select their present scheme or go for AB PM-JAY.
- These senior residents who’re underneath personal medical insurance insurance policies or Workers’ State Inurance scheme are additionally eligible to get the advantages underneath AB PM-JAY.
- AB PM-JAY, based on the federal government, is the world’s largest publicly funded well being assurance scheme, aimed toward offering well being cowl of Rs. 5 lakh per household per 12 months. This consists of protection for secondary and tertiary care hospitalisation to 55 crore people akin to 12.34 crore households.
- The scheme has lined 7.37 crore hospital admissions, which incorporates 49 p.c ladies beneficiaries. The general public has benefited to the extent of over Rs. 1 lakh crore underneath the scheme, a authorities assertion famous.
- The AB PM-JAY scheme has witnessed continued growth through the years. Initially, the scheme included a ten.74 crore base of poor and weak households. Thereafter, it was revised and elevated to 12 crore households in January 2022. 37 lakh ASHAs/AWHs/ AWWs had been added to its beneficiary base later.
- Now, the cupboard has prolonged the scheme and included free well being protection of Rs 5 lakh to senior residents of age 70 and above throughout the nation.